Leverage your self-managed super fund to invest in property
When it comes to navigating the complex world of Self Managed Super Fund (SMSF) Loans, our team at Sequoia Home Loans is here to provide you with expert guidance and personalised solutions. We understand that the requirements for borrowing within an SMSF can be daunting, with terms like limited recourse borrowing arrangements (LRBAs) and bare trusts often causing confusion. But with our expertise, you can rest assured knowing that we will simplify the process for you and find the best possible deal for your SMSF.
Imagine the possibilities of leveraging your self-managed super fund to invest in property. With SMSF loans, also known as LRBAs, this dream can become a reality. By borrowing funds within your SMSF, you can purchase property and enjoy the benefits of property ownership while boosting your retirement savings.
So how does it work? With an SMSF loan, trustees can borrow funds to purchase property, even if they don't have the entire amount upfront. The property's ownership is initially held in a custodian trust until the loan is repaid, at which point it transfers to the SMSF. Throughout this process, SMSF members enjoy beneficial ownership of the property, with any income generated reinvested to strengthen the fund or repay the loan.
While SMSF loans offer incredible opportunities for property investment, they also come with additional complexities compared to traditional mortgages. Australian superannuation laws impose strict requirements, often requiring the establishment of a separate trust to hold the property. But with Sequoia Home Loans by your side, you can navigate these complexities with confidence. As proud members of the Mortgage and Finance Association of Australia, we have the expertise and resources to guide you through every step of the process.
Don't let the complexities of SMSF loans hold you back from maximizing your investment potential. Trust Sequoia Home Loans to provide you with expert guidance, personalized solutions, and access to better rates. Contact us today to take the next step towards securing your financial future.